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What are you worth?

And why it matters

Net worth is the most important financial statistic. Do you know what you are worth? 

Net worth is assets (what you own, savings) minus liabilities (what you owe, debt)

This provides a snapshot of your overall financial health and important to track over time to make sure that you are trending in the right direction. Net worth has little to do with your income and actually does not play a into your net worth calculation. Rather, your net worth includes savings, investments, and debts. 

Every time you save or spend money, your net worth will change, that's why its important to calculate and keep track of periodically. Regardless of fluctuations in yearly income, you still want to make sure your net worth is growing more each year. 

How to calculate


Add up your assets

This includes savings, house, car, investments, retirement, properties, etc.

Add up your Liabilities

All debts: remaining mortgage, student loans, credit card debt, car loans, medical debt, etc.

Subtract liabilities from Assets 

Then you get your total net worth. This is easy to calculate and easy to do from time to time. Regardless of what your net worth is, the goal is for it to grow more and more over time.

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